---
title: Am I still covered if I’m late with a payment?
description: What happens if you're late paying for All-in-one or lease
---

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# Am I still covered if I’m late with a payment?

## What happens if you're late paying for All-in-one or lease

### Late All-in-one payments

If you are a few days late with paying for your All-in-one package, you and your car will still be covered by the policies included in the package, but you must settle as soon as possible.

If you fail to pay your All-in-one invoice for 2 months, gowago.ch has the right to terminate the contract and start a debt collection process. In this case, the insurance provider will be notified and the cover of insurance is lost. This may result in the leasing contract being terminated by the leasing bank.

### Late leasing payments

If you fail to pay your leasing instalment you will still owe the bank interest on arrears in the amount as well as compensation for further damage caused by the late payment. In addition, you will have to pay reminder fees of CHF 10.00 for a 1st reminder and CHF 20.00 for a 2nd and each subsequent reminder.

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