What is a self-credit-check and where is it possible to receive one?
Self-credit-check refers to the process of receiving a self-mandated examination of one’s credit history in order to gain knowledge on whether it is possible to attain a new loan or lease.
In Switzerland, individuals can obtain a self-credit-check from several sources to assess their creditworthiness. Here are two trusted institutions that help consumers in obtaining a self-credit-check in Switzerland:
When requesting a self-credit-check, it's important to provide accurate personal information and follow the specific instructions provided by each organization. Some services may be free, while others might charge a fee.
It is advised to only apply for a self-credit-check when absolutely necessary and not request multiple ones at different institutions, since this might impact the creditworthiness of a given customer.