---
title: Self-credit-check
description: What is a self-credit-check and where is it possible to receive one?
---

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# Self-credit-check

## What is a self-credit-check and where is it possible to receive one?

Self-credit-check refers to the process of receiving a self-mandated examination of one’s credit history in order to gain knowledge on whether it is possible to attain a new loan or lease.

In Switzerland, individuals can obtain a self-credit-check from several sources to assess their creditworthiness. Here are two trusted institutions that help consumers in obtaining a self-credit-check in Switzerland:

1. [CRIF AG](https://www.crif.ch/en/consumers/self-disclosure-for-consumers/)
2. [ZEK (Zentralstelle für Kreditinformation)](https://www.zek.ch/de-ch/kredit-leasingnehmer/eintrage-zu-meiner-person)

When requesting a self-credit-check, it's important to provide accurate personal information and follow the specific instructions provided by each organization. Some services may be free, while others might charge a fee.

It is advised to only apply for a self-credit-check when absolutely necessary and not request multiple ones at different institutions, since this might impact the creditworthiness of a given customer.

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