What are the conditions to be eligible for a car credit?

The following conditions define eligibility for car credits with Gowago:

1. Age: Minimum 18 years and no older than 65 at the end of the financing period.
2. Residency: Residing in Switzerland with either Swiss citizenship or visas B or C.
3. Employment: Employed with a working contract. Self-employed individuals are not eligible.
4. Creditworthiness: A clean history with the debt enforcement agency (Betreibungsregister) - e.g. no running debt enforcements or entries into the debt enforcement registry.
5. Affordability: Sufficient funds to manage the payments of the car credit on a monthly basis.