---
title: What are the conditions to be eligible for a car credit?
description: What are the conditions to be eligible for a car credit?
---

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# What are the conditions to be eligible for a car credit?

The following conditions define eligibility for car credits with Gowago:

1. **Age:** Minimum 18 years and no older than 65 at the end of the financing period.
2. **Residency**: Residing in Switzerland with either Swiss citizenship or visas B or C.
3. **Employment**: Employed with a working contract. Self-employed individuals are not eligible.
4. **Creditworthiness**: A clean history with the debt enforcement agency (Betreibungsregister) - e.g. no running debt enforcements or entries into the debt enforcement registry.
5. **Affordability**: Sufficient funds to manage the payments of the car credit on a monthly basis.

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